Terms and Conditions

Effective Date: Feb 3rd, 2025

Welcome to Apex Pay Solutions. These Terms and Conditions (“Terms”) govern your use of our website, services, and coaching programs. By accessing or using our services, you agree to these Terms.

1. Services Provided

Apex Pay Solutions offers SaaS coaching and startup resources to help clients build digital businesses. Services include:

Coaching sessions
Referrals for CRM and payment solutions
Templates and startup resources
Ongoing support

2. Payment Terms

100% upfront payment required
Access granted post-payment
Payments handled by secure third-party processors

3. Fulfillment Timeline

Services start within 3–5 business days post-payment. Program completion varies based on user participation.

4. Refund Policy

All sales are final once onboarding begins or materials are accessed. No refunds will be issued unless otherwise agreed upon in writing.

5. User Responsibilities

Do not resell or copy materials
Provide truthful business/personal information
Comply with laws and regulations in your area

6. Intellectual Property

All content on this site is the property of Apex Pay Solutions and may not be reused without permission.

7. Disclaimers

No guarantees of earnings or results
We are not a credit repair, legal, or financial advisory service
CRM/payment systems are referrals only; we do not manage them

8. Limitation of Liability

We are not responsible for any indirect or consequential damages from the use of our services.

9. Governing Law

These terms are governed by the laws of Illinois, USA.

10. Contact

Email: info@nubianpaysolutions.com
Phone: (929)-352-6591
Mail: 934 Washington Street, Minonk, IL, 61760

Privacy Policy

Effective Date: Feb 3rd, 2025

1. Information We Collect

Personal Information: We may collect full name, email address, phone number, business name, and billing information.

Automatically Collected Information: Includes cookies, IP address, browser type, device type, and page visit history.

2. How We Use Your Information

To deliver services and coaching
To process payments and invoices
To improve user experience and functionality
To send updates or promotional emails
To comply with legal requirements

3. Sharing of Information

We do not sell or rent personal data. We may share data with trusted third-party vendors and legal authorities as required.

4. Data Retention

We retain personal data only as long as necessary to provide services or comply with laws.

5. Your Rights and Choices

Request access, correction, or deletion of personal data
Opt out of marketing emails anytime

6. Security of Your Information

We use encryption and secure servers to protect your data. However, no internet transmission is completely secure.

7. Cookies

This site may use cookies to enhance functionality. You can disable cookies in your browser settings.

8. Children’s Privacy

We do not knowingly collect information from children under 18 years of age.

9. Third-Party Links

We are not responsible for the content or privacy policies of external websites linked from our site.

10. Updates to This Policy

This policy may be revised periodically. Please check this page regularly for updates.

11. Contact Us

If you have questions, please contact us at:
Email: info@nubianpaysolutions.com
Phone: (929)-352-6591
Mail: 934 Washington Street, Minonk, IL, 61760